"... to assist families to develop assets and increase their quality of life through financial education, homeownership, credit management, savings, and access to low cost capital."

Steps to Home Ownership Using EPAH-TDS NSP2 funds

  1. Homebuyer MUST attend Homebuyer and Financial Education workshop from a HUD counseling agency.  El Paso Affordable Housing is a HUD Counseling Agency. NSP2 orientation is part of selected EPAH workshops.  Homebuyers will be eligible to register for the EPAH/TDS NSP2 program once receiving a Certification of Completion after fully completing a Homebuyer & Financial Education workshop AND an EPAH/TDS NSP2 orientation—both must be successfully attended. Homebuyer registration into the EPAH/TDS NSP2 program will be on a first come first serve basis, and taken  at EPAH offices during normal working hours.  Registrants must show certificate of completion of Homebuyer and Financial Education workshop AND EPAH/TDS NSP2 orientation.
  2. Once registered, Homebuyer needs to schedule a one-on-one assessment with EPAH staff to determine eligibility into the EPAH/TDS NSP2 program EPAH staff will provide a certificate of eligibility.
  3. If eligible, the Homebuyer MUST qualify with  El Paso Credit Union Affordable Housing, LLC or another participating lender, for a non-subprime mortgage loan.
  4. EPAH will then determine maximum amount of NSP2 Homebuyer Assistance, based on qualified loan amount, homebuyer family size, income, and need.
  5. Once qualified for a lender loan and for the EPAH/TDS NSP2 Program, the Homebuyer can place an offer on a home listed on EPAH/TDS website.  Offers will be accepted from  qualified registered participants on a first come-first serve basis. Offers will not be extended to individuals who are not registered and are not EPAH/TDS NSP2 eligible or qualified.
  6. Close the purchase of the Home at a Title Company or Escrow Company.

Homebuyer Orientation & Homeownership Workshop schedule:

June 2012

Orientation PowerPoint presentation

NSP2 Powerpoint Presentation (File may take several minutes to load. Please wait)

Preferred Lenders:

Click here for more information on our list of participating lenders

EPAH contact information for schedule housing counseling, eligibility qualification, and lender application:

Click on the addresses below for details and sales prices of available homes.
3% buyer's representative fees paid to real estate brokers.

380 Via Cumbre Linda Cir, Horizon City, TX 79928
 1301 Morgan Marie St, El Paso, TX 79936
 4648 Loma De Plata, El Paso, TX 79934
 14111 Rodman St, El Paso, TX 79928
14492 Freesia, Horizon City, TX 79928
 13553 Ackerman, Horizon City, TX 79928
 14508 Las Aguilas, El Paso, TX 79928 (under contract)
 12397 Paseo Alegre, El Paso TX 79928 (under contract)
 14024 Lago Azul, Horizon City TX 79928 (under contract)